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Mortgages Loan Saver calculator  •  Check Loan Status

Low Rates, No Points, and 100% financing*
(No closing cost option available)

Easy and Convenient Mortgage application process:

• 10-15 minutes to complete. 
• Save your application at any point and come back to it later.
• View the status of your application throughout the entire process.

We also offer VA and FHA and Commercial Real Estate loans

Guidelines:

Adjustable Rate Mortgage Loans
3/3 - adjustable every three years, payments amortized over 30 years
• 5/5 - adjustable every five years, payments amortized over 30 years
• Finance up to 100%; no private mortgage insurance (PMI)
• Finance up to 25 acres
• No closing costs option available; no points

Fixed Rate Mortgage Loans
• (30, 20, 15, and 5 year options)
• Finance up to 80% of appraised value or purchase price (whichever is less)
• Finance up to 25 acres
• Member pays all related closing costs; no points

 

Guidelines:

• 25 acre limit, without survey
• Down payment: Minimum 10% (can be lot equity)
• Maximum loan to value: 90% (with no PMI)
• Monthly interest only payments during construction process (generally, 9 months
  consisting of 5 draws)
• One time closing and prevailing mortgage rate locked in at time of closing

Interest Rate (during construction):

With 80% LTV (loan to value): Interest rate is 0.25% over current posted first mortgage rates (see mortgage rates)

With 90% LTV (loan to value): interest rate is 0.50% over current posted first mortgage rates (see mortgage rates)

Guidelines:

• Non-refundable application fee of $199
• Maximum Term of 5 years, Amortization over 20 years

Please call (800)285-5669 or visit a local branch for further details.

Guidelines:

• Finance up to 70% of appraised value or purchase price  (whichever is less)
• Finance up to 25 acres
• Member Pays all related closing costs
• Terms up to 15 years

*Lowest rates based on credit worthiness and subject to credit approval.  Not everyone may be approved for 100% financing. **APR- Annual Percentage Rate. Quoted APR is for qualified borrowers.  Please contact us for eligible counties in Indiana.

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This credit union is Federally insured by the National Credit Union Administration

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