|•||View balances anywhere for all your Credit Union accounts|
|•||Make check deposits at your convenience|
|•||Transfer funds between Credit Union accounts 24/7|
|•||Pay bills for free2 from anywhere at any time with BillPay|
|•||Pay friends or family directly to their account with PopMoney 3|
For more information on navigating through our mobile banking app, watch our "Mobile Banking Navigation" video below. To sign up for mobile banking, watch the "Step-By-Step Downloading" video or follow the step-by-step directions on the FAQ tab above.
More helpful videos:
Mobile Deposit is a free¹ feature for eligible members which allows you to deposit checks into your checking account whenever and wherever you want. Use your mobile banking app on your smart phone to conveniently access this new feature!
|•||Have a checking account for at least 60 days(no Businesses, Trusts, Estates, or Second Chance Checking Accounts)|
|•||Maintain a positive account balance and not have any delinquent loans|
|•||Have a valid mailing and email address|
|•||Have Fort Knox FCU’s Mobile Banking app on a qualifying Apple or Android device|
|•||Checks must be endorsed with “For Mobile Deposit” to be accepted|
|•||Save time and money with fewer trips to the branch or ATM|
|•||Make check deposits at your convenience|
|•||Up to $200 available for use the next business day 4|
|•||Daily deposit limits of $1,000 5|
Videos to help you get started:
Checks deposited through the use of Mobile Deposit follow the same deposit timelines as checks deposited through non-proprietary ATMs.
On weekdays (excluding holidays), deposit review will be completed no later than 2:00 p.m. EST. Deposits will post to your account by 5:00 p.m. EST. A “posted” deposit means a record of the deposit will show on your account. It does not mean that funds are immediately available. There is no same-day availability through the use of Mobile Deposit. Up to $200.00 of your deposit will be available the next business day following the day your check is accepted by deposit review. The remainder will be placed on hold for 5 business days. Longer holds may apply in certain situations.
Deposits made after the 2:00 p.m. EST cutoff, or on Saturday, Sunday or holidays will be reviewed the next business day.
|•||Example #1: You deposit a $500.00 check through Mobile Deposit at 11:00 a.m. on Monday, a working business day. Your check will be reviewed by 2:00 p.m. on Monday and, if accepted, will post to your account by 5:00 p.m. on Monday. No funds will be available on Monday. On Tuesday $200.00 of the check will become available for use. The remaining $300.00 will not be released for 5 business days.|
|•||Example #2: You deposit a $50.00 check through Mobile Deposit at 7:00 p.m. on Friday, a working business day. Since you have missed the review time for Friday, your check will be reviewed by 2:00 p.m. on Monday and, if accepted, will post to your account by 5:00 p.m. on Monday. On Tuesday the full $50.00 will become available for use.|
Check the Deposits tab in your Mobile Banking App to review Deposit History. You will be able to see Pending, Accepted, and Failed deposits.
|•||Pending transactions are indicated with a yellow clock. These items are awaiting deposit review. They have not posted to the account and funds are not available.|
|•||Accepted transactions are indicated with a green check. These items have been accepted by deposit review and will continue through the deposit process. “Accepted” does not mean that funds are available. Up to $200.00 of an accepted check will be made available on the business day after a check has been marked “accepted”. Members are encouraged to check their available balance for funds availability to avoid Overdraft or Courtesy Pay fees.|
|•||Failed transactions are indicated with a red “X”. These items have been rejected by deposit review and will not move onto the deposit process. The most common reason for check rejection is failure to properly endorse the back of a check with “For Mobile Deposit” or “For Mobile Deposit Only”. Members will not receive notification of a failed deposit, but are encouraged to check their deposit status in the Mobile App. Members may contact the Member Resource Branch at 1-800-285-5669 to inquire about a rejection reason.|
Follow the tutorials below if you have any issues downloading our Mobile Banking application.
1. Log into Branch@Home
2. Click "Mobile Banking" under the Access Accounts tab
3. Read our Terms and Conditions, check the box and click "Continue"
4. Select your desired applications and then click "Continue"
5. Select accounts that you would like to be accessible to your apps and click "Continue"
6. Enter your mobile phone number and click "Continue"
7. Enter your activation code that we send to your mobile phone and click "Activate"
8. Thank you for signing up! We will send you a link to download our mobile banking. Please follow the step-by-step instructions once you reach the mobile site.
PO Box 900
Radcliff, KY 40159
(Please do not send personal information in your email)
Routing #: 283978425