Rates current as of
. Federally Insured by NCUA.
*Annual percentage yield. $500.00 minimum deposit. Dividends paid and compounded quarterly. Dividend may be paid monthly for account balances $10,000.00 or higher. Rates may be changed or discontinued at any time; call your local branch for current rates. Fees and/or withdrawals will reduce earnings. When opening a certificate the member has agreed to leave the primcipal of this account on deposit for the full term stated in the account or renewal notice. If all or part of the principal is withdrawn before the maturity date, the Credit Union may charge a penalty. Withdrawal of the principal amount of the certificate may be made only with the consent of the Credit Union. Unless stated otherwise, the owner shall forfeit an amount equal to 90 days dividends, whether earned or not, on certificates with maturities less than 24 months; 180 days dividends, whether earned or not, on certificates with maturities 24 months or greater; 365 days dividends, whether earned or not, on 59 months certificates. The penalty may be calculated at the rate paid on the deposit. The penalty will, if necessary, be taken from the principal amoount of the deposit. JUMBO CERTIFICATES: The jumbo rate is applicable on an individual CD of $100,000 or more on terms mentioned above. The rate bump will not apply if Certificate is divided into smaller amounts, different maturities, or different accounts. A member may receive the benefit of the rate bump on more than one Certifcate as long as each Certificate qualifies. 'The jumbo rate is a limited-time offer and, as with all Certificate rates, may be changed or discontinued at any time. Member must ask for the jumbo rate bump, and the rate must be manually adjusted. The rate bump is not applied automatically and Certifcates will not automatically renew into a jumbo rate at maturity.