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Routing # 283978425

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Over 100,000 Surcharge-Free ATMS

You have 24-hour account access worldwide through PLUS, STAR, VISA, AFFN, and CU24 networks with your Credit Union CheckCard/ATM card. There are no monthly or annual fees, and transactions are free at any of our branch locations.
To locate specific free network ATMs in your area, check out the links below:

Can't find a surcharge-free ATM or getting charged the foreign ATM fee?

Then take advantage of the rebate program. For internal purposes, we cannot process the refund at branches.
Original receipts must be mailed to Fort Knox Federal Credit Union Member Resource Branch, P.O. Box 900 Radcliff, KY 40159. Please print your name and account number on each receipt. Up to four (4) transactions per month are eligible.

Fort Knox Federal Credit Union Members can now use the following ATM machines witout being charged a foreign ATM fee by your Credit Union. If an ATM has a surcharge, that fee will be assessed:

Shared Branch - 4917 B. Dixie Hwy. Louisville, KY
Shared Branch - 2925 Goose Creek Road, Louisville, KY
Pentagon Federal Credit Union - Bldg. 322, 37th St & 76th St. Ft. Hood, TX

In addition, the credit union has waived surcharge fees and foreign ATM withdrawal fees at the
following college campuses:

Eastern Kentucky University: 1300 Gibson Bay Drive, Richmond, KY [Park Community Federal Credit Union (PCFCU) location]

U of L: U of L Student Activity Center: 2100 S. Floyd Street (Classroom Teachers FCU) Louisville, KY (Located in Student Activity Center in building next to Wendy's)

U of K: UK Student Center Building at Euclid & Limestone (UK FCU) Lexington, KY
106 Avenue of Champions, Lexington, KY. This is the University of Kentucky Federal Credit Union ATM next to the Student Center.

Kentucky State University (CCU): 400 East Main Frankfort, KY

Western Kentucky University: 422 College Heights Boulevard (Service One Credit Union) Bowling Green,  KY (Located at the Garrett Conference Center)

New way to locate our ATMs!

Now, your members have the power to find CO-OP Network surcharge-free ATMs in the palm of their hands, literally! Introducing MYCOOP - an enhancement to our ATM Locator that enables credit union Cardholders to find any of the 25,000 surcharge-free CO-OP Network ATMs via a text message. It's simple and easy!

Click here to find out how it works!

Traveling out of the U.S.? Click here for a list of blocked countries.


P.O. Box 900 - Radcliff, KY 40159-0900