Mortgage - Fort Knox Federal Credit Union

¹ Annual Percentage Yield. Certificates-$500.00 minimum deposit. Dividends paid and compounded quarterly. Dividend may be paid monthly for account balances $10,000.00 or higher. Rates may be changed or discontinued at any time; call your local branch for current rates. Fees and/or withdrawals will reduce earnings. When opening a certificate the member has agreed to leave the principal of this account on deposit for the full term stated in the account or renewal notice. If all or part of the principal is withdrawn before the maturity date, the Credit Union may charge a penalty. Withdrawal of the principal amount of the certificate may be made only with the consent of the Credit Union. Unless stated otherwise, the owner shall forfeit an amount equal to 90 days dividends, whether earned or not, on certificates with maturities between 3 months and 24 months; 180 days dividends, whether earned or not, on certificates with maturities between 24 and 48 months; 365 days dividends, whether earned or not, on 59 months certificates. The penalty may be calculated at the rate paid on the deposit. The penalty will, if necessary, be taken from the principal amount of the deposit.

² Member may choose to increase the initial rate on this Certificate once a year between the purchase date and maturity date. Each year resets on the anniversary of the original open date of the IRA Certificate.